Current Interest Rates

Product +/- Rate Last week
30 yr fixed mtg 3.88% 3.87%
15 yr fixed mtg 3.16% 3.18%
5/1 ARM 2.88% 2.84%
Product +/- Rate Last week
$30K HELOC 4.65% 4.66%
$30K home equity loan 5.93% 5.98%
$50K HELOC 4.26% 4.27%
Product +/- Rate Last week
48 month used car loan 4.78% 4.78%
48 month new car loan 4.03% 4.03%
36 month used car loan 4.88% 4.88%
Product +/- Yield Last week
6 month CD 0.45% 0.45%
1 yr CD 0.74% 0.68%
5 yr CD 1.49% 1.50%
Product Rate
Balance Transfer Cards 16.14%
Cash Back Cards 16.40%
Low Interest Cards 10.78%

Best Credit Cards With Points Reward

Made with carbon, not just another piece of plastic; Membership is limited
  24-hour concierge service at your disposal
  Access to over 600 VIP airport lounges worldwide in over 100 countries
  Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
 Accepted globally; zero liability protection against unauthorized purchases
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%
(6 months)
for 15 months*
(0%)
14.99% $495 Good

Excellent Credit Online Credit Card Applications

Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A First Year Free, then $125 annual fee Excellent

American Express® Card and Costco Membership Card in one — with no annual fee for Costco members
Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
 Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Card members from Costco and American Express
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(6 months*)
N/A 15.24% Variable None Excellent

Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 14.50% Variable $150.00 Excellent

0% Intro APR for up to 12 months on purchases
Earn 1 point for every dollar you spend
Points good on any airline, hotel, car rental and more.
No blackout dates or travel restrictions
Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%
(12 months)
17.24%-21.24%
(N/A)
17.24%-22.24% Variable None Excellent

Earn up to 25,000 Starpoints®: Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel
Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines — all with no blackout dates.
Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts
2011 SmarterTravel® Award for "Best Travel Rewards Card"
Enjoy the first year with no annual fee — a savings of $65.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
2.90%
(6 months*)
2.90%
(6 months)
15.24% Variable No annual fee the 1st year, $65 thereafter Excellent

Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
Complimentary Airport Club Access
The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A* $450 per year. Excellent

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club(R) access for you and two guests
Access to American Express(R) Concierge Services
Pay with Miles - pay for all or part of any Delta flight with your miles
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 14.50%* $450 Excellent

Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 8.95% fixed standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
No Annual Fee
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 8.95%* None Excellent

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A (6 Billing Cycles) N/A None Excellent

Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
Double Miles on every $1 you spend
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Flexible redemption options like travel credits, merchandise, gift cards or cash
Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(6 months*)
(YES) 10.99%-16.99% (Variable)* $60 Excellent

Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
No annual fee for your first year, a savings of $175 Apply Now!
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A First Year Free, then $175 annual fee Excellent

Enjoy a low annual fee of just $25 for Basic Card
Pay no interest - that's because you pay in full each month
Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
Protect eligible purchases with Purchase Protection and Extended Warranty
Earn Membership Rewards® points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards Apply Now!
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A $25.00 annual fee* Excellent

7,500 bonus points redeemable for a $100 statement credit

2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases

$100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases

The points you earn are good for any airline, hotel, cruise, or car rental, anytime no blackout dates, no travel restrictions

Flexibility to pay over time
0% intro APR on purchases for 6 months
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0% on purchases
(up to 12 months)
N/A 17.24%-21.24% Variable $75 annual fee Excellent

No annual fee, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(12 months)
N/A 17.24%-22.24% Variable None Excellent

Limited Time Offer - $0 Balance Transfer Fee!*
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(APR: 0% for 12 months*)
0%
(12 months*)
10.99%-19.99% (Variable)* None Excellent

Poor Credit Online Credit Card Applications

Check your Report See who's been checking your credit. Look for potential inaccuracies and unauthorized activity.
Guard your Identity We'll closely monitor** your Experian® Equifax® and TransUnion® Credit Reports every day.
Know your Score Higher scores usually mean lower interest rates on new loans, which could save you money.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A None No