Current Interest Rates

Product +/- Rate Last week
30 yr fixed mtg 3.73% 3.78%
15 yr fixed mtg 3.03% 3.03%
5/1 ARM 2.68% 2.69%
Product +/- Rate Last week
$30K HELOC 4.59% 4.59%
$30K home equity loan 5.75% 5.76%
$50K HELOC 4.24% 4.24%
Product +/- Rate Last week
48 month used car loan 4.35% 4.36%
48 month new car loan 3.24% 3.25%
36 month used car loan 4.35% 4.36%
Product +/- Yield Last week
6 month CD 0.47% 0.47%
1 yr CD 0.75% 0.75%
5 yr CD 1.47% 1.48%
Product Rate
Balance Transfer Cards 16.10%
Cash Back Cards 16.36%
Low Interest Cards 10.69%

Best Visa Credit Cards

Made with carbon, not just another piece of plastic; Membership is limited
24-hour concierge service at your disposal
Unlimited VIP airport lounge visits
Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
Accepted globally; zero liability protection against unauthorized purchases
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%
(6 months)
for 15 months*
(0%)
14.99% $495 Good

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
1.99%
(6 months)
N/A 9.25%, 12.25%, or 15.25% None Good

No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information Apply Now!
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A 1.99%
(6 Billing Cycles)
N/A None Good

Excellent Credit Online Credit Card Applications

Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 8.95% fixed standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
No Annual Fee
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 8.95%* None Excellent

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A (6 Billing Cycles) N/A None Excellent

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information
Low Annual Fee of $35.00. Apply Now!
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(12 months)
1.99%
(12 months)
7.50% $45 Excellent

Fair Credit Online Credit Card Applications

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 14.90%-19.90%* None Fair

Poor Credit Online Credit Card Applications

Reloadable prepaid Visa® card for teens, managed by parents.
No activation fee, no monthly or yearly fee.
Created for families’ needs with full parental control.
Quick, easy online application.
Free money loading with direct deposit.
Accepted anywhere Visa debit cards are accepted, including abroad and online.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A*
(N/A*)
N/A N/A* See Terms** No

100% approval - NO credit check required
Make purchases anywhere Visa Debit is accepted
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone
5% APY Savings Account - EXCLUSIVE!
FREE Direct Deposit from your paycheck or government check
Add up to $10K to your account in over 65,000 locations
As seen on TV and in stores nationwide!
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A*
(N/A*)
N/A N/A* None No

Created by Russell Simmons to provide Financial Freedom and Respect
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A*
(N/A*)
N/A N/A* None No

New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A*
(N/A*)
N/A N/A* 39.95* No

Show your style with the BabyPhat RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder
56% of cardholders save over $300/ year using the RushCard
Make money with our Refer A Friend Program
Reloadable with a $10,000 maximum balance
Free Email/ SMS Alerts
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A*
(N/A*)
N/A N/A* None No

No credit check required - 100% Approval
  Simple Pricing - Only 3 Fees with Direct Deposit
  No overdraft fees, interest fees or hidden fees
  Free Direct Deposit
  Free Online Bill Pay
 Free transactions and customer service*
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A See Terms* No

Check your Report See who's been checking your credit. Look for potential inaccuracies and unauthorized activity.
Guard your Identity We'll closely monitor** your Experian® Equifax® and TransUnion® Credit Reports every day.
Know your Score Higher scores usually mean lower interest rates on new loans, which could save you money.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A None No

No application fee and no obligation
No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
Portion of your purchase goes to breast cancer awareness and detection.
Earning your trust since 1968
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A*
(N/A*)
N/A N/A* As low as $0* No

$0 Activation Online –with no credit check
 Access over 18,000 MoneyPass ® ATMs
 Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases
No Transaction fees on US purchases
 No overdraft fees
 No Minimum balance required
Get $10 with qualifying direct deposit (see site for restrictions)
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A None No

Reloadable prepaid Visa® card for 18-25 year olds.
No activation fee, no monthly or yearly fee.
Great solution for a debt-free financial future as it has no APR or overdraft allowance.
Quick, easy online application.
Free money loading with direct deposit from friends, family and employers.
Free and instant card-to-card transfer, perfect for IOUs, birthdays, holidays, etc.
Accepted anywhere Visa debit cards are accepted, including abroad and online.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A See Terms* Poor

100% Guaranteed Approval* - No Credit Check
$0 Activation Fee
$25 bonus with Free direct deposit§
Free Online Bill Payment
Up to $10,000 balance limit
Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A up to $9.95 monthly* Poor