Current Interest Rates

Product +/- Rate Last week
30 yr fixed mtg 3.73% 3.78%
15 yr fixed mtg 3.03% 3.03%
5/1 ARM 2.68% 2.69%
Product +/- Rate Last week
$30K HELOC 4.59% 4.59%
$30K home equity loan 5.75% 5.76%
$50K HELOC 4.24% 4.24%
Product +/- Rate Last week
48 month used car loan 4.35% 4.36%
48 month new car loan 3.24% 3.25%
36 month used car loan 4.35% 4.36%
Product +/- Yield Last week
6 month CD 0.47% 0.47%
1 yr CD 0.75% 0.75%
5 yr CD 1.47% 1.48%
Product Rate
Balance Transfer Cards 16.10%
Cash Back Cards 16.36%
Low Interest Cards 10.69%

Best Credit Cards With No Annual Fee Feature

American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(6 months on purchases*)
N/A 15.24% variable None Excellent

7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
No annual fee.
Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
Pay your bill all at once, or over time. It's up to you.
Blue Savings Program® big deals on big brands, all the time.
Get a decision in as little as 60 seconds.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%
(12 months on purchases*)
17.24%-21.24%
(N/A)
17.24%-22.24% Variable None Excellent

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% - 20.99%*
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(15 months)
(YES) 11.99%-20.99% (Variable)* None Excellent

Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%
(6 months*)
0%
(6 months*)
10.99%-16.99% (Variable)* None Excellent

Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 8.95% fixed standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
No Annual Fee
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 8.95%* None Excellent

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A (6 Billing Cycles) N/A None Excellent

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
No spend minimum, No enrollment, and No rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(12 months on purchases*)
N/A 17.24%-22.24% Variable None Excellent

Limited Time Offer - $0 Balance Transfer Fee!*
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(APR: 0% for 12 months*)
0%
(12 months*)
10.99%-19.99% (Variable)* None Excellent

Good Credit Online Credit Card Applications

Earn Cashback Bonus® for your good credit management
3.99% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
3.99%*
(12 Months*)
3.99%*
(15 Months*)
11.99%-20.99% (Variable)* None Good

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
1.99%
(6 months)
N/A 9.25%, 12.25%, or 15.25% None Good

No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information Apply Now!
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A 1.99%
(6 Billing Cycles)
N/A None Good

Fair Credit Online Credit Card Applications

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
Double Cashback Bonus®* at gas stations and restaurants.
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(12 months on Balance Transfers and Purchases)
(YES) 11.99%-20.99% (Variable)* None Fair

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 14.90%-19.90%* None Fair

Poor Credit Online Credit Card Applications

$0 Activation Online –with no credit check
 Access over 18,000 MoneyPass ® ATMs
  Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  Get $10 with qualifying direct deposit (see site for restrictions)
  No Monthly fee for any month with at least 30 purchases
  No Transaction fees on US purchases
  No overdraft fees
  No Minimum balance required
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A None No

Check your Report See who's been checking your credit. Look for potential inaccuracies and unauthorized activity.
Guard your Identity We'll closely monitor** your Experian® Equifax® and TransUnion® Credit Reports every day.
Know your Score Higher scores usually mean lower interest rates on new loans, which could save you money.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A None No

$0 Activation Online –with no credit check
 Access over 18,000 MoneyPass ® ATMs
 Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases
No Transaction fees on US purchases
 No overdraft fees
 No Minimum balance required
Get $10 with qualifying direct deposit (see site for restrictions)
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A None No

Surcharge-Free ATM Network at over 18,000 ATMs
SNO Card Issuance Fee - NO Activation Fee
S$0 Monthly with Direct Deposit $350/month or cash load $700/month
SFree Live Customer Service - 24 hours per day 7 days per week
SFree Text and Email Alerts and Online Account Access
SSend Paper Checks and Electronic Bill Pay to Anyone Apply Now!
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A N/A None No

An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 14.90%-19.90%* None Poor