Current Interest Rates

Product +/- Rate Last week
30 yr fixed mtg 3.73% 3.78%
15 yr fixed mtg 3.03% 3.03%
5/1 ARM 2.68% 2.69%
Product +/- Rate Last week
$30K HELOC 4.59% 4.59%
$30K home equity loan 5.75% 5.76%
$50K HELOC 4.24% 4.24%
Product +/- Rate Last week
48 month used car loan 4.35% 4.36%
48 month new car loan 3.24% 3.25%
36 month used car loan 4.35% 4.36%
Product +/- Yield Last week
6 month CD 0.47% 0.47%
1 yr CD 0.75% 0.75%
5 yr CD 1.47% 1.48%
Product Rate
Balance Transfer Cards 16.10%
Cash Back Cards 16.36%
Low Interest Cards 10.69%

Best Credit Cards With Low APR Feature

Check your Report See who's been checking your credit. Look for potential inaccuracies and unauthorized activity.
Guard your Identity We'll closely monitor** your Experian® Equifax® and TransUnion® Credit Reports every day.
Know your Score Higher scores usually mean lower interest rates on new loans, which could save you money.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A None No

An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 14.90%-19.90%* None Poor

Excellent Credit Online Credit Card Applications

American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(6 months on purchases*)
N/A 15.24% variable None Excellent

Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
$0 intro annual fee for the first year, then $95
Check your first bag Free - for up to 9 people on your reservation - on every Delta flight
Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
Priority Boarding and 20% In-Flight Savings
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 15.24%-19.24% Variable $0 intro annual fee for the first year, then $95 Excellent

Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 14.50% Variable $150.00 Excellent

Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
No spend minimum, No enrollment, and No rotating rewards categories
Get a $75 Referral Bonus for each friend or family member who is approved for the Card
The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(12 months on purchases*)
N/A
(N/A)
17.24%-22.24% Variable $75 Excellent

7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
No annual fee.
Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
Pay your bill all at once, or over time. It's up to you.
Blue Savings Program® big deals on big brands, all the time.
Get a decision in as little as 60 seconds.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%
(12 months on purchases*)
17.24%-21.24%
(N/A)
17.24%-22.24% Variable None Excellent

Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
2011 SmarterTravel® Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A Yes*
(N/A)
15.24%-19.24% Variable $0 introductory annual fee for the first year, the Excellent

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% - 20.99%*
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(15 months)
(YES) 11.99%-20.99% (Variable)* None Excellent

Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%
(6 months*)
0%
(6 months*)
10.99%-16.99% (Variable)* None Excellent

25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership.
Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass(TM) Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in - flight refreshments, and change fees.*
Receive a companion ticket for discounted travel when you purchase a qualifying First - or Business - Class international ticket. Additional charges/taxes apply.
24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
Fine Hotel & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A*
(N/A*)
N/A N/A* $450 Excellent

Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 8.95% fixed standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
No Annual Fee
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 8.95%* None Excellent

Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
Double Miles on every $1 you spend
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Flexible redemption options like travel credits, merchandise, gift cards or cash
Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(6 months*)
(YES) 10.99%-16.99% (Variable)* $60 Excellent

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information
Low Annual Fee of $35.00. Apply Now!
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(12 months)
1.99%
(12 months)
7.50% $45 Excellent

7,500 bonus points redeemable for a $100 statement credit

2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases

$100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases

The points you earn are good for any airline, hotel, cruise, or car rental, anytime no blackout dates, no travel restrictions

Flexibility to pay over time
0% intro APR on purchases for 6 months
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0% on purchases
(up to 12 months)
N/A 17.24%-21.24% Variable $75 annual fee Excellent

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
No spend minimum, No enrollment, and No rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(12 months on purchases*)
N/A 17.24%-22.24% Variable None Excellent

Limited Time Offer - $0 Balance Transfer Fee!*
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(APR: 0% for 12 months*)
0%
(12 months*)
10.99%-19.99% (Variable)* None Excellent

Good Credit Online Credit Card Applications

Earn Cashback Bonus® for your good credit management
3.99% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
3.99%*
(12 Months*)
3.99%*
(15 Months*)
11.99%-20.99% (Variable)* None Good

Made with carbon, not just another piece of plastic; Membership is limited
24-hour concierge service at your disposal
Unlimited VIP airport lounge visits
Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
Accepted globally; zero liability protection against unauthorized purchases
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%
(6 months)
for 15 months*
(0%)
14.99% $495 Good

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
1.99%
(6 months)
N/A 9.25%, 12.25%, or 15.25% None Good

Fair Credit Online Credit Card Applications

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
Double Cashback Bonus®* at gas stations and restaurants.
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
0%*
(12 months on Balance Transfers and Purchases)
(YES) 11.99%-20.99% (Variable)* None Fair

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns
Intro Purchase APR Balance Transfer APR Regular APR Annual Fee Credit Needed
N/A N/A 14.90%-19.90%* None Fair