Best Balance Transfer Credit Card

Overall Score

Credit Score Approval Data

700

Average Credit Score Approved for this Card

630

Lowest Credit Score Approved for this Card

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Current Interest Rates

Product +/- Rate Last week
30 yr fixed mtg 3.73% 3.78%
15 yr fixed mtg 3.03% 3.03%
5/1 ARM 2.68% 2.69%
Product +/- Rate Last week
$30K HELOC 4.59% 4.59%
$30K home equity loan 5.75% 5.76%
$50K HELOC 4.24% 4.24%
Product +/- Rate Last week
48 month used car loan 4.35% 4.36%
48 month new car loan 3.24% 3.25%
36 month used car loan 4.35% 4.36%
Product +/- Yield Last week
6 month CD 0.47% 0.47%
1 yr CD 0.75% 0.75%
5 yr CD 1.47% 1.48%
Product Rate
Balance Transfer Cards 16.10%
Cash Back Cards 16.36%
Low Interest Cards 10.69%


IBERIABANK Visa® Gold Card

Details
Purchase Intro Rate 1.99%
Purchase Intro Period 6 months
Balance Transfer Intro Rate
Balance Transfer Intro Period N/A
Regular APR 9.25%, 12.25%, or 15.25%
Balance Transfer Rate See Terms*
Cash Advance Rate See Terms*
Annual Fee None
Late Fee See Terms*
Cash Advance Fee See Terms*
Balance Transfer Fee See Terms*
IBERIABANK Visa® Gold Card Features:

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information
(See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.)
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